SUMMARY OF BENEFITS & COVERAGE INFORMATION

Effective September 23, 2012, federal law will require health insurance providers to give members access to information to help them understand and evaluate their health insurance plans and choices.

These materials will contain two pieces of information:

  • The SBC: The Summary of Benefits and Coverage is a short, easy-to-understand summary designed to provide consistent and comparable information about health plan benefits.
  • The Uniform Glossary: The Uniform Glossary is a list of definitions that explains terms commonly used in health insurance coverage, such as "deductible" and "co-payment."

Accessing SBCs

Individuals shopping for insurance View and print an SBC for Blue Cross of Idaho's available individual and family products from the menu below. Select QHP Plans for a list of our current health insurance plans.
Businesses shopping for insurance Contact your broker or Blue Cross of Idaho account representative to find an affordable health coverage option for you and your employees. If you don't have a broker,  you can search using our Find a Broker tool. You can also contact one of our district offices at 800-345-4550.
People with Blue Cross of Idaho health insurance Members can view the SBC for their current coverage at members.bcidaho.com. NOTE: You must log in to access your specific account information and view your SBC. If you have not registered on our website, you will need your Blue Cross of Idaho ID card to complete the registration process.
Employers with Blue Cross of Idaho group insurance coverage Employers can view the SBC for their current coverage option(s) at bcidaho.com/employers. NOTE:You must log in to access your specific account information and view your group’s SBC. If you have not registered as a group administrator on our website, you will need to complete the registration process. Contact your account manager for more information.
Brokers View and print an SBC for Blue Cross of Idaho's available individual and family products from the menu below. Select QHP Plans for a list of our current health insurance plans.

To access an SBC for any of the Blue Cross of Idaho health insurance plans, select from the list below.

If your Blue Cross of Idaho health insurance policy took effect on or after January 1, 2014, select the tab marked QHP Plans. If your Blue Cross of Idaho health insurance policy was in effect before January 1, 2014, select the tab marked Non-QHP Plans. All of our ACA-qualified plans (metal levels) are listed on the QHP Plans tab.

  • QHP Plans
  • Non-QHP Plans