SUMMARY OF BENEFITS & COVERAGE INFORMATION

A Summary of Benefits & Coverage (SBC) is a short, easy-to-understand summary designed to provide consistent and comparable information about health plan benefits. It works alongside the Uniform Glossary, which is a list of definitions that explains terms commonly used in health insurance coverage, such as "deductible" and "copayment."

While federal law requires health insurance providers to give shoppers and members access to information to help them understand and evaluate their health insurance plans and choices, Blue Cross of Idaho welcomes the opportunity to provide you with the information you need to find coverage that fits, so you can live life on your terms.

 

How to Know Which SBC You Need

Individuals shopping for insurance View and print an SBC for Blue Cross of Idaho's available individual and family products from the menu below. Select Indiv QHP for a list of our current health insurance plans.
Businesses shopping for insurance Contact your insurange agent or Blue Cross of Idaho account representative to find an affordable health coverage option for your business. If you don't have an insurance agent, you can search using our Find a Broker tool. You can also contact one of our district offices at 800-345-4550.
Blue Cross of Idaho members If your Blue Cross of Idaho health insurance policy took effect on or after January 1, 2014, select the tab marked Indiv QHP. If your Blue Cross of Idaho health insurance policy was in effect before January 1, 2014, select the tab marked Indiv Non-QHP. All of our ACA-qualified plans (metal levels) are listed on the Indiv QHP tab. You can also find your SBC at members.bcidaho.com. Registration is free and easy!
Blue Cross of Idaho group administrators Employers can view the SBC for their current coverage option(s) at bcidaho.com/employers. NOTE:You must log in to access your specific account information and view your group's SBC. If you have not registered as a group administrator on our website, you will need to complete the registration process. Contact your account manager for more information.
Brokers View and print an SBC for Blue Cross of Idaho's available individual and family products from the menu below. Select QHP Plans for a list of our current health insurance plans.

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  • Indiv QHP
  • Indiv Non-QHP
  • Group QHP
  • Group Non-QHP